Texas 1031 Exchange

A Texas-Based Qualified Intermediary

WealthBuilder 1031 is headquartered in Texas, with offices in College Station and Dallas. Texas investors work with a local, attorney-owned qualified intermediary, not an out-of-state processing center. Texas has no state income tax, which is one reason it is such a strong investment market. The federal exposure on a sale is still real, though: capital gains up to 20%, the 3.8% net investment income tax, and up to 25% on depreciation recapture (the tax owed on deductions you already took). On a $500,000 gain, the federal tax alone can pass $124,000. A 1031 exchange, which lets you sell one investment property and reinvest in another while deferring the tax, can defer all of it. For more detail, see our Texas 1031 exchange rules guide.

What a Texas 1031 Exchange Costs

Our fee is a flat $1,000 for a standard delayed exchange, paid $750 at your sale closing and $250 at your purchase closing. No upfront fees and no percentage of your proceeds. Reverse and improvement exchanges are quoted separately. We include your exchange documents and coordination with your title company, lender, and CPA.

Commercial and Investment Property We Exchange in Texas

We act as qualified intermediary across Texas investment real estate: apartments and multifamily, retail and shopping centers, office and medical office, industrial and warehouse, self-storage, single-tenant net-lease (NNN), mixed-use, ranch and investment land, and one-to-four-unit rentals. Investment or business-use property generally qualifies. Primary homes and flips generally do not.

How to Start Your Texas 1031 Exchange

Call (888) 508-1901 before your sale closes. We prepare your exchange agreement and route the proceeds to a segregated, FDIC-insured account. From your sale closing, you have 45 days to identify replacement property and 180 days to close. We track both dates with you and release funds only for qualified replacement property.

A Note on Risk

A 1031 exchange defers tax. It does not erase it. The 45-day and 180-day deadlines cannot be extended. To defer the entire gain, you need to reinvest all of your net proceeds and replace any paid-off debt with new financing or cash. Any shortfall, called boot, is taxable. WealthBuilder 1031 serves only as your qualified intermediary. We do not give tax, legal, or investment advice, and we do not sell investments or securities. Please confirm your situation with your attorney and tax advisor.

1031 Exchange Activity Across Texas

Investors run exchanges across Texas, from Houston, Dallas, and Fort Worth to Austin and San Antonio. Replacement property commonly includes multifamily, retail, industrial, and net-lease assets, along with Delaware Statutory Trust (DST) interests for investors who want a hands-off option.

Many Texas owners reinvest in and out of state, and the lack of a state income tax draws buyers from higher-tax states. Wherever you sell, that state sets the withholding and reporting at closing. Texas itself adds no income tax and no claw-back, so the exchange stays simple, and we coordinate any out-of-state obligations with your CPA.

Frequently Asked Questions About 1031 Exchanges in Texas

How much does a 1031 exchange cost in Texas?

A flat $1,000 for a standard delayed exchange, split $750 at your sale closing and $250 at your purchase closing. No upfront fees. Reverse and improvement exchanges are quoted separately.

Is WealthBuilder 1031 based in Texas?

Yes. We are an attorney-owned qualified intermediary with offices in College Station and Dallas, serving investors across Texas and nationwide.

Texas has no state income tax, so do I still need a 1031 exchange?

Yes. Federal capital gains (up to 20%), the 3.8% net investment income tax, and up to 25% depreciation recapture still apply. A 1031 exchange can defer all of it.

Do I need a qualified intermediary for a 1031 exchange in Texas?

Yes. The IRS does not allow you or your agent to take possession of the sale proceeds. A qualified intermediary receives the funds, holds them in a segregated account, and releases them only to buy your replacement property.

How long do I have to complete a 1031 exchange in Texas?

You have 45 days from your sale closing to identify replacement property, and 180 days to close on it. These federal deadlines do not extend.

What property qualifies for a 1031 exchange in Texas?

Most real estate held for investment or business use qualifies, including rentals, multifamily, commercial buildings, and land. Primary residences and property held mainly to flip generally do not.

1031 Exchange Services Across Texas

WealthBuilder 1031 serves real estate investors in communities throughout Texas. Find your city below.

• Abilene
• Alpine
• Alvin
• Amarillo
• Arlington
• Athens
• Austin
• Baytown
• Beaumont
• Beeville
• Belton
• Big Spring
• Borger
• Brenham
• Brownsville
• Brownwood
• Canyon
• Carthage
• Cedar Hill
• Cisco
• Clarendon
• College Station
• Commerce
• Corpus Christi
• Corsicana
• Dallas
• Denison
• Denton
• Edinburg
• El Paso
• Farmers Branch
• Fort Worth
• Gainesville
• Galveston
• Garland
• Georgetown
• Harlingen
• Hawkins
• Hillsboro
• Houston
• Huntsville
• Irving
• Jacksonville
• Keene
• Kerrville
• Kilgore
• Killeen
• Kingsville
• Lake Jackson
• Lancaster
• Laredo
• Levelland
• Longview
• Lubbock
• Lufkin
• Marshall
• McAllen
• McKinney
• Mesquite
• Midland
• Milam County
• Mount Pleasant
• Nacogdoches
• Odessa
• Orange
• Paris
• Pasadena
• Plainview
• Port Arthur
• Prairie View
• Ranger
• Richardson
• Rockwall
• San Angelo
• San Antonio
• San Marcos
• Seguin
• Sherman
• Snyder
• Stephenville
• Sweetwater
• Temple
• Terell
• Texarkana
• Texas City
• The Woodlands
• Tyler
• Uvalde
• Vernon
• Victoria
• Waco
• Waxahachie
• Weatherford
• Webster
• Wharton
• Wichita Falls

Do not see your city? We serve investors statewide. Call (888) 508-1901 to start your Texas 1031 exchange, or learn the details in our Texas 1031 exchange rules guide.